It depends on what you need. We can send you the complete questionnaire. Based on your answers we will be able to prepare a customized personal finance plan specifically for you. If you need more detailed information with a personal financial consultant, please call us on +386 70 664 433, or write at info@harvest.si.

It is difficult to enforce the saving rule because it varies by age and level of revenue. Ten percent is a good start. If you find that % is too high for you, do not let it discourage you. Start by saving yourself a small amount each month, which you increase with each month.

Assessing your needs for insurance services is part of your personal financial planning. Insurance takes care of your unpredictable needs, and as these needs can arise at any time, insurance is extremely important. Investments take care of your foreseeable needs and do their best to follow your unpredictable needs. Insurance has changed considerably over the last few years, and there are also many new products that are very flexible.

The personal finance plan should include an overview of your net worth, goals, investment portfolio, cash flow, investments, retirement, tax planning, insurance services, that is, the overall financial plan for achieving your goals.