It is good to review the plan when there is a change in life, such as marriage, birth, death or divorce. Any change in the financial position is also necessary. Most people have an annual update that evaluates how the plan is implemented. The review also deals with changing objectives and circumstances.

Some personal finance packages, magazines and self-help books can help you with your own financial planning. However, you may decide to seek the assistance of a personal financial consultant - expert if:      

• you need the expertise that you do not have in certain areas of your finances. For example, a personal financial consultant can help you to assess the level of risk in the investment portfolio and review the allocation of funds;    
• you do not have enough time to edit your own financial plan yourself;         
• you know that you need to improve your current financial position, but you do not know where to start;     
• you believe that a personal financial consultant - expert could improve your plan and strategy for the current management of your finances;  
• an immediate or unexpected life event occurs, such as inheritance or major illness;          
• you want to get an expert opinion on a financial plan that you have developed yourself.

Think about visiting a doctor? Without complete and completely accurate information, your doctor can not prescribe the best treatment. The same applies to financial planning. To get the best solution for your "financial health" you need to disclose all the details.

Typical are information on investments, number of dependents, income and expenditure data, saving and financial planning requirements, etc. The more accurate the information is, the better the quality of the advice.